Are you asking a question about software or about individual financial consulting?
Regarding software, there are many individual personal financial planning features offered in the personal financial software -- MS Money, Quicken, and others. Also, the tax packages like TurboTax and Kiplinger Tax Cut often some recommendations in terms of tax implications of personal financial decisions.
As far as individual financial consulting, I suggest you look under "Certified Financial Planner" (http://www.cfp.net/ ) for information. There are quite a number of CFP's available in large American cities. Some of them charge fixed fees for individual financial planning (and don't receive commissions on selling products), others receive their compensation from commissions on selling financial products. Buyer beware.
A lot of CPA's (Certified Public Accountants) also offer individual financial planning, often in conjunction with tax accounting. There are other certifications for financial planning also -- they deal specifically with, for example, life insurance (CLU), and other financial products. Large companies like American Express and Fidelity Investments have also gotten into individual financial planning. Again, buyer beware.
I don't know the exact situation for individual financial planning outside the USA, so I can't comment on that.
Categories: Strategy and Leadership
There is a lot of consulting and advice for people.You take a look and 100 of institutions are around to help you in reviving your life.There's one thing which is looked at more seriously and that is Investments.Catchy punchlines like "Secure your life" is not new.Stocks,bonds,derivates,futures and options are not more on the Glossary,they have become common man's language.There have been diversities in the products offered by these financial institutions.Investment in stocks,insurance,government funds, are very common.The websites of these institutions give knowledge on the performing stocks in the market and information on financial products in the market.But,one thing which is untouched is complete financial planning for an individual.There are very few players in the market who do financial planning for individuals.The market is still untapped.There are mutual fund managers who manage just the portfolio of an individual.But,the question arises does that link to complete planning.If anyone is interested in this topic,please give your comments and the experts can help in how to get into this business and make money.
- member since: 01/16/2003
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Find a client. Build the application they visualize without too much "we know how to do it better than that," then after your contractual period of exclusion, sell this to others in the client's vertical.
The client will be paying for competitive advantage. That means that your selling it is not in their best interest, hence the period of exclusion. You also have to be clear, in the contract, about who owns the IP.
Otherwise, you can go the commodity route, which means selling hard, spending a lot for marketing, living at the whim of slow payors, and having no predictable tomorrow.
The choice is yours.
One way or the other, sell a deal today. Don't plan. Don't think. Just do it. Then, sell the next deal.
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